Happy Budget Day! . I've been experimenting with using my (paid o

Happy Budget Day! . I've been experimenting with using my (paid o

Happy Budget Day! . I've been experimenting with using my (paid off) credit card instead of my cash clips for the last 4 budgets and it's been working fine so far because: . I still create a budget for each paycheck (this hasn't changed). I use 's Budget by Paycheck workbook religiously. I still track my expenses for each spending category (but now with a spreadsheet). My priority is to stay ~within~ my budget and not overspend. . The advantage of the cash method is physically seeing how much money you are using and have left, which helped my overspending ways. . So to prevent old habits coming back while using a credit card, I HAVE to see my spreadsheet to know what I have left over for each category after a transaction. Does that mean I follow my allotted budget for each category perfectly? Lol nope. See my last budget. . But having a budget, seeing my numbers, and being flexible gives me a sense of control over my money, and not the other way around. . P.S. Apparently I had too much fun because that clip disappeared . . .

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